| House Hunting
Buying a house requires very serious thought. A house is such an expensive investment that you either use your lifetime savings for it or borrow a huge sum to finance your purchase. So unless you have tons of cash to spare,
dont just go out and decide on an impulse to get the first house that catches your fancy. If you do, then you might end up paying for a mistake and regretting it for the rest of your life. >>
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Investing With A Goal
I often come across people who ask where they can invest their money. A typical question would be “I have P100,000, where can I put it?” Many individuals who are familiar with various investment products are
quick to propose their favorite investment vehicles based either on their personal investing experience or the products they are marketing. Instead of directly answering this query it is more appropriate to respond with
a question like “why are you investing” or “what are you investing for?”. >> More...
Real Estate Investing
Have you heard of Real Estate Investment? This is investing on a property and selling it again for a profit. Its a simple "Buy and Sell". Others who make this as a career and have a lot of cash or credit line,
what they do is, they buy a lot and put up a house then they sell it. >> More...
Six Step Retirement Plan
Step 1 - Define your retirement goals and needs. Here you will decide at what age you plan to retire, where you want to spend your retirement years & what you will be doing. More importantly, you will determine how
much funds you will need to support the life you desire as a retiree. To do this, estimate the amount you will need every year for food, housing, utilities, transportation, clothing, entertainment, healthcare, taxes and
other expenses you think you will incur during the later part of your life. >> More...
Spend Wisely to Build Wealth
We hear it all the time. Filipinos complaining that they are unable to save because their income is barely enough to provide for the needs of their families. In fact, many grumble that they are neck-deep in debt. We have
also heard of stories about seemingly ‘rich’ people who have 6-digit monthly earnings, nice, big houses and flashy cars yet are in a financial mess just like many of our poor kababayans. This just goes to show
that anyone can be broke at any income level. >> More...
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